Fast Funding. Flexible Terms. Built for Investors.
At Early Bird Private Money, we specialize in innovative solutions to fund your REI ventures. Quick closings, competitive rates, and 100% financing available. Nationwide.
We lend on the value of your property and your experience, not just your financial statement. We provide solutions your bank just can't offer.
Talk to us about funding your fix & flip or new construction, or accessing equity through cash-out refinancing, bridge, and DSCR loans. Let us unlock your property's full potential.
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Fix & Flip
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Cash-out Refi
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DSCR Loans
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Fix & Flip
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Cash-out Refi
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DSCR Loans
Why Early Bird Private Money?
Fast Closings - time kills deals, so we move quickly - often closing in days, not weeks.
Flexible Terms - every deal is different. We structure loans around your project, not a rigid checklist.
100% Financing Available - no cash up front required with our innovative funding structure.
Investor-focused - we work with fix & flip investors, landlords, and builders who need a reliable long-term capital partner for repeat deals.
Services
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Fix & Flip Loans
Short-term, 12 to 36 month loans with interest-only payments for your purchase and rehab needs. Coverage up to 75% ARV.
No cash required at closing when the deal qualifies for our 100% funding program.
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DSCR Loans
Debt Service Coverage Ratio (DSCR) loans unlock the equity of your single rental property or rental portfolio.
Based on your property's cash flow, not your bank statement, these loans provide quick money for your investment goals.
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Bridge Loans
Don't lose your deal while you're waiting to sell your property. This short-term loan allows you to use existing equity to purchase your next investment.
Interest-only payments. Fast approvals. Up to 75% LTV.
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New Construction Loans
Money for your ground-up construction project, tear-down, in-fill, or model home build.
Loans start at $100k.
Tailored Solutions for Every Investor
For Real Estate Investors
We're fast and flexible which lets you act on opportunities before they’re gone. Close in days, structure terms around your deal, and access capital for acquisitions, rehabs, or new builds without the delays of traditional financing.
For Real Estate Agents
We make you more competitive by offering fast loan solutions for clients who may not quality for traditional funding. This means you'll win more offers in competitive markets, reduce fall-through risk, and expand the range of clients you can serve—leading to more closed deals and stronger, long-term client relationships.
For Rental Property Owners
Tap into the equity you’ve built in your rental properties and put that cash back to work. Cash-out refinancing or DSCR loans let you expand your portfolio, renovate existing units, or access cash without the challenges with traditional bank lending.
For Contractors
Tired of doing the work but seeing someone else make all the profit? We help you close the deal yourself by providing up to 100% funding for purchase, rehab, and closing costs.
How Can We Help?
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